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一个好的基金组合,并不是基金的数量越多越好,而在要让组合中单只基金的差异化程度较大。
从原则上讲,基金组合一是基金类别的配置,主要是货币市场基金、债券基金、混合基金和股票基金的比例,这决定了基金组合预期收益率的高低;二是核心组合,主要是股票基金和混合基金的配置,这决定基金组合长期的收益表现。
从投资基金以获取可观收益的角度出发,投资者首先应根据自己的风险承受力确定一个比较明确的投资目标,然后审慎选择三至四只业绩稳定的股票或混合基金来构成自己基金组合的核心部分。
即使同为股票基金,有些基金偏重大盘价值类股票,整体上表现出稳健的风格;有些则偏爱小盘成长类股票,表现出高风险高收益的进取风格。有些基金追求资产的长期增值,不会特别在意分红;有些则强调到点分红,获得一定盈利后就立即分红,使投资者落袋为安。有效的基金组合应该选择不同风格特征的基金,以分散特定风格具有的风险。但是,组合中基金的数量要适度,并不是买的基金越多,风险就越分散。
此外,基金组合也要根据市场变化及时调整,才能达到进一步分散风险、提高收益的目的。
郑重声明:本站所载内容不作为投资依据,仅供参考,据此入市,风险自担。
How do I do a good Fund Portfolio
A good combination of the Fund, the Fund is not the number the better, and let alone in the portfolio of the Fund greater degree of difference.
In principle, the fund portfolio First, the allocation of fund categories, mainly money market funds, bond funds, hybrid funds and the ratio of stock funds, which determines the composition of the Fund expected to yield the level and the other is the core portfolio, primarily stock Hybrid funds and the allocation of funds, which decided to fund long-term portfolio earnings performance.
From the Investment Fund to obtain substantial revenue point of view, investors should first of all according to their risk tolerance determine a more specific investment objectives, and then carefully choose 3-4 performance and stability of the stock or hybrid funds to constitute the core of his fund portfolio Part.
Even with the equity funds, some fund biased towards market value of stocks, on the whole showed steady style; some preference for small capitalization growth stocks, showing the high-risk high-yield aggressive style. Some of the assets of the Fund to pursue long-term value-added, will not be particularly concerned about dividends; stressed the point some dividends, profits must be immediately after the dividend, investors for the pocket. Effective fund portfolio should choose a different style characteristics of the Fund, to diversify the risk of a specific style. However, the number of funds in the portfolio to be modest, not the funds to bu Solemnly declare: this site contained not as an investment basis, for reference purposes only and thus enter the market, own risk. y, the more risk the more dispersed.
In addition, the Fund Portfolio to the timely adjustment according to changes in the market, to achieve the further spread the risks, the purpose of raising revenue.
Solemnly declare: this site contained not as an investment basis, for reference purposes only and thus enter the market, own risk.