震荡市中新基民如何应对风险

Concussion in the city-based people how to deal with new risks

This year, the "vote-clan" speaking, it is a difficult one. Since last year and this year the fund to purchase products, there are varying degrees of shrinkage. This is 2006, in 2007 the first half of the popular market formed a sharp contrast. Faced with the continuing decline in the net, the confused minds of investors and more gradually. City Market under the shock, in the face of fluctuations in the net value of the Fund, investors do how to deal with it » The author believes that the market environment, as to do anything, not to escape, the retreat is not a wise move. The most important thing is investors need to learn to take risks.
First, the risk is a rational look at the performance of the market environment. Can not exist or is not only up the stock market, continued high economic growth, investors holding funds have a certain degree of shrinking, management and operation of fund managers in the course of the inter-Hom, however, must face up and face. Especially in the face of certain systemic risks, fund managers do not rely on the management's ability to completely clear. At that time, investors need to calm face, rather than blindly conversion and redemption.
Second, the shock of the Stock Market investors the best risk test. I believe that in the past two years the choice of fund investors, the funds are diluted awareness of investment risks, in particular, ignored the "risk fund, the investment required caution" this investment Monitor. City market shocks through the adjustment of the extension, so that investors have to "eat a cut-a-chi", in particular the future of the fund investment products, we can not but consider the risks of investment funds.
Third, the risks can be effectively circumvent the. Despite the investment risks can not be resolved and the elimination, but through certain means to circumvent the operation. Such as stock funds into bond funds and money market funds, but must pay equity fund transaction costs and opportunity cost for the price. In particular the uncertainty in the market, the conversion is not the most effective means. Or through the construction of the investment portfolio is the way to avoid risks. But in adjusting to the new fund products for investment portfolio, will involve a portfolio adjustment costs. Therefore, the need to prepare for the pre-investment, particularly investment objectives and plans, and in the process of fund holders, because the market changes and adjustments and amendments, the adjustment costs is the need of investors correctly face.
Fourth, the modest margin calls to reduce investment risk. This is a proactive strategy to reduce the risk of operation. Such as the inverted pyramid-style mode of operation, is continuing to decline in the market, rising through the purchase of shares and a lower share of the role of the original purchase cost. This is intending to carry out long-term investment in terms of fund investors, after all, a good investment approach. But in an uncertain future market conditions, investors may face additional risks as well. Apply because of the probability of short-term, this requires the attention of investors. However, investors should not "afraid of the wolf before, Houpa Tiger" to stubbornly undecided, and passive acceptance of the investment market losses it »
Fifth, the balance between investor mentality. The high-yield investment funds are a high risk for the price. Since investors chose to fund investment, in the face of market shocks and a net apply, should not be "once the snake bites, the fear Jingsheng 10 years." As the saying goes, where fall where Paqi. The most important needs of investors from the fund net decrease in testing and analysis of their own investment objectives, plans, portfolio, risk tolerance, income, and so is not expected to meet its own investment characteristics and personality. Only in this way, investors will they be able to market shocks city fell under the Fund's net gradually become more rational and mature.